01
+$10.00
Add what they earned
Record allowance, gifts, or any amount your family agrees belongs in their balance.
The family money ledger
Family money,
made clear.
Keep one shared record of what you've added, what they've spent, and what remains. No kid debit card. No bank connection. No real money moves.
- Guardian-managed for children
- Child email optional
- Guardians stay in control
Maya's money
Virtual ledger
Balance
$18.50
Weekly allowance+$10.00
Birthday gift+$15.00
New book−$6.50
Recorded togetherNo bank connected
No bank connection
Billing stays separate from the family ledger. No financial account is connected.
Everyone understands
Kids see their balance and the story behind it.
One family record
Guardians add entries; every change keeps its author.
A small, useful ritual
What came in. What went out. What's left.
02
−$6.50
Record what they spent
When you buy something for them, note it while the decision is still fresh.
03
$3.50
Understand the result
The current balance and full history remain visible to the people who share the agreement.
Two roles, one truth
Clear for adults.
Kind to kids.
Guardians
See every child at a glance, record entries in seconds, invite another adult, and correct mistakes without erasing history.
Kids
See one calm balance, a plain-language timeline, and who recorded each change—with no administrative clutter.
Simple family pricing
One plan. Every family feature.
One subscription covers the household, including guardian access, child ledgers, recurring allowance, and the full family history.
Monthly plan
$10 per month
Billed monthly
- One subscription for the household
- Every guardian and child feature
- Change or cancel from Billing
Annual plan
$100 per year
$8.33 per month, billed annually · 2 months free
- One subscription for the household
- Every guardian and child feature
- Change or cancel from Billing
Try every feature free for 14 days. No payment method is required to start.
Good to know
A ledger, not a bank.
Is any real money held here?+
No. Cents FYI records a family's understanding of a balance. It does not hold funds, transfer money, or replace a bank account.
Does my child need an email address?+
No. You can create a child ledger with only a name. Add a sign-in email later if they are ready for their own access.
Can another guardian help?+
Yes. Add their email to the family so they can record entries and see the same household history.
Does one plan cover the whole family?+
Yes. The subscription belongs to the household, not an individual child. Guardians manage billing for everyone in the family.
What if someone makes a mistake?+
Guardians can fix details such as the description, category, or place. Amount, direction, or date changes preserve the original beside its replacement, and an unwanted entry can be reversed without silently deleting the history.
Start your family ledger with one simple entry