Terms

A shared record, not a financial account.

Cents FYI is a family ledger for educational and household use. It is not a bank account, payment service, stored-value product, or financial advisor.

Guardians are responsible for the members, settings, and entries in their family ledger. The balance represents the household's own agreement and does not guarantee that funds are held elsewhere.

Corrections may remain visible in the ledger so family members can understand how a balance changed.

The service is provided by TableHQ LLC. For support, contact support@cents.fyi.